Building permits are often required by your local government agency to proceed with a construction or remodeling project. These permits ensure the safety of current and future owners by providing enforcement of zoning and land use properties. Not all home construction projects need building permits, however, every government jurisdiction is different and it is best to contact your city hall to discuss any potential permits that may be required. A contractor will have the necessary experience to guide you through the permitting process, and in some cases, may handle it for you.
In addition to city permits, when working on shorelines additional permitting may be required by the Minnesota Department of Natural Resources (MN DNR). It is important to make sure that any shoreline instillations follow MN DNR guidelines.
Can I bypass a building permit?
Unfortunately, many homeowners complete home improvement projects without apply for permits, paying application fees or having the work inspected and approved. This may cause problems down the road if and when you decide to sell your house. A buyers inspection may uncover additions that are not up to code, and may require additional work or to start the project again, costing you more time and money. Furthermore, if something were to happen to your home such as a fire, collapse, or major plumbing problem that is the result of work done without permit or inspections, it is possible that your homeowners insurance may decline to cover the damage.